There are multiple benefits of financial goal setting. By setting goals, you will be forced to keep track of your credit score and finances throughout the year. Setting financial goals can help you regain control over your finances. Below we listed a few tips to help you with your financial goal setting in the New […]
How to Improve Your Credit Score in the New Year
With 2021 now less than a month away, it is time to start thinking about your goals for the New Year. Whether you are hoping to buy a new car or finance a new home, you will need to have a good credit score. In this article, we will discuss a few tips on how […]
How to Maintain Your Credit Card Balances During the Holiday Season
Using cash to shop during the holiday season can be tough, especially with the financial setbacks that many people have faced due to COVID-19. Whether you are renting a car, buying gifts, or paying for anything else, you will likely need to use a credit card at some point during this holiday season. If you […]
What to Look For in a Credit Repair Company
Are you having trouble applying for a loan or mortgage? Your credit score can greatly impact your loan approval ratings. If your credit score is not as high as you’d like, do not fear. Credit repair businesses will help you. What is Credit Repair? Resolving credit issues can be a complex and tedious process. Professional […]
How Often to Check Your Credit Score & Why It Is Important to Monitor Your Credit Score
One’s credit score is often one of the most important numbers in one’s financial life. From setting up a cell phone payment, to getting a mortgage on a house, one’s credit score plays a key role in most transactions that involve credit. You need to regularly monitor your credit score. There are many myths about […]
How to Get Your Credit Score Ready for a Mortgage Pre-Approval
Getting a home mortgage is one of the biggest financial milestones for most people. When you are trying to get a mortgage, the first thing that you will need is a mortgage pre-approval. When you try to get a pre-approval, a loan officer will examine your financial history. The loan officer will look at your […]
What Factors are Used to Calculate Credit Scores
In today’s economy, the most important number to most people is their credit score. It doesn’t only affect the interest rates that you have to pay on credit cards. It can also be the decisive factor for lenders on whether or not they will approve your loan requests. Some insurance and utility service providers have […]
How to Keep a Positive Credit Score During COVID-19
The COVID-19 pandemic has not only been harmful to people’s health, but it has also hurt a lot of people financially. Businesses have been forced to shut down, people have lost their jobs, and even governments are having a tough time running their countries. In these trying times, it can be very difficult to maintain […]